Do I have business interruption coverage associated with lost revenues due to COVID-19?

Posted on March 20, 2020March 20, 2020 by noah88

Most likely not. By March 18, 2020, however, commercial property insurers must prepare explanations of benefits to their policyholders regarding the commercial property insurance they have written in New York and addressing the following issues: Identifying the commercial property insurance and/or related insurance policy that the insured holds. Identifying whether the insured’s policy provides “business Read more about Do I have business interruption coverage associated with lost revenues due to COVID-19?[…]

UNDERSTANDING RESTAURANT COVERAGE: BUSINESS INTERRUPTION

Posted on October 21, 2019October 21, 2019 by noah88

If your restaurant suffers property damage as a result of a fire or storm, Commercial Property insurance will cover the damage to your operation. However, Business Interruption (BI) insurance is needed to step in to help cover your loss of revenue while repairs or rebuilding takes place. BI coverage will also help you meet your Read more about UNDERSTANDING RESTAURANT COVERAGE: BUSINESS INTERRUPTION[…]

ALL NYS Employers: Must conduct Anti-Harassment Compliance Training

Posted on October 3, 2019 by noah88

New York State requires All employers to comply with the New York State training and policy requirements around preventing sexual (and other) harassment. The New York State website has updated to include videos and a policy that is customizable for businesses The employer website can be found here: https://www.ny.gov/combating-sexual-harassment-workplace/employers Under “Model Sexual Harassment Policy” employers Read more about ALL NYS Employers: Must conduct Anti-Harassment Compliance Training[…]

Is Sexual Harassment Training Mandatory in New York?

Posted on September 20, 2019 by noah88

A robust sexual harassment policy can help protect your employees and your business. And if your company has employees located in New York State, you’re required to have this policy and provide sexual harassment training. As of October 2018, all employers in New York must adopt a policy that meets or exceeds the state’s “model sexual harassment Read more about Is Sexual Harassment Training Mandatory in New York?[…]

Before, During & After a Hurricane

Posted on August 30, 2019August 30, 2019 by noah88

When threat of a hurricane nears, many people run around like a chicken without a head! These tips can help someone keep it together and weather the storm safer.

Firearm Liability

Posted on May 5, 2018June 7, 2018 by noah88

The Second Amendment to the Constitution protects the rights of Americans to keep and bear arms. Yet, what happens when a law-abiding citizen is forced to use their weapon to protect themselves or their loved ones? Many homeowner policies specifically exclude firearm use even in self-defense! That leave you, the hun owner, personally liable. As Read more about Firearm Liability[…]

What’s in your policy?

Posted on February 7, 2018January 4, 2019 by noah88

Recently a nearby condominium community in Woodbury, Long Island suffered a major fire loss causing four or five families to lose nearly everything. Thankfully everyone got out in time and there were no reported injuries. As I understand, the cause is still being investigated. Of those displaced included a young family with a newborn who Read more about What’s in your policy?[…]