(4/13/09) – (This Old House) — The 10 most expensive natural disasters in U.S. history all have occurred in the last decade. These catastrophes have resulted in insurance companies having to cover losses averaging $10 billion each year since 1989, compared with just $2 billion yearly from 1980 to 1988. With the potential catastrophe payouts Read more about CNN: Tips for getting catastrophe insurance[…]
Before You Start Think about which members of your household should be covered by life insurance. (It’s typically a good idea to insure anyone who earns income.) Find out whether you’re eligible for group life insurance coverage at work. If you already have it, review the policy to understand exactly what benefits it provides. Keep Read more about “Yahoo How To” – How to Buy Life Insurance[…]
Question: I referred a client to you and was surprised to see that their insurance premium was $400 higher than mine. What gives? Answer: There’s so many variables into where a premium figure is derived including: coverage, additional coverage options, loss settlement (i.e. replacement cost versus actual cash value), and the type of perils protected Read more about Homeowners Q&A – What are the drivers of insurance premium?[…]
Sharing is what it’s all about for owners of condos or co-ops. You share walls, roofs, walkways, hallways, boilers, elevators, stairways, as well as other common spaces with other owners. You also share common services such as lawn mowing, garbage collection, and snowplowing, which are probably covered under your association dues and fees. One thing Read more about Zillow’s Guide to Condo and Co-op Insurance[…]