Personal Insurance – Who needs it?

There are several different reasons to purchase insurance. Maybe you want the peace of mind of knowing your home is taken care of in a flood, or that your love ones will be financially secure in your absence. Just as there are varying reasons to purchase a policy, there are several varying types — auto, life, health, property and home or renter’s insurance are some of the most common. Knowing what type of insurance you want will help you find an agent that specializes in that area. Ask yourself why you need insurance, then decide which company or agent best suits your needs. Keep in mind, some companies can write multiple policies. Be wary if an agent pushes a certain insurance policy on you. YOU should decide decision what insurance is best for you and your family, and your agent should respect your wishes as well as advise you.